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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Easy to apply easy to use

Easy to apply easy to use good card Reviewed on: 16th January 2025

Simple and swift

Very quick and easy to apply for Reviewed on: 16th January 2025

So Far So Good

I am a new cusotmer but the experience so far has been intuitive and stress free. Reviewed on: 16th January 2025

Quick, simple process with speedy delivery of everyt...

Quick, simple process with speedy delivery of everything. Would definitely recommend to a friend Reviewed on: 16th January 2025

i was able to fill detials which was so easy not com...

i was able to fill detials which was so easy not complecated and the card was very very quick arriving thank you my experience was verygood Reviewed on: 16th January 2025

I was in need of a credit card due being made redundant

I was in need of a credit card to help out as I had just been informed I would be made redundant. Zopa give me that help with little fuss and we were able to enjoy Christmas a little. I have now found a new job so will be able to pay off the credit provided in due course. Thank you Zopa. Reviewed on: 16th January 2025

Since joining the whole process from start to presen...

Since joining the whole process from start to present has been great Reviewed on: 16th January 2025

Customer service are also polite and helpful on the...

Customer service are also polite and helpful on the phone Reviewed on: 16th January 2025

Excellent quick accecptence and very helpful app wit...

Excellent quick accecptence and very helpful app with tips to help improve your credit score Reviewed on: 16th January 2025

love using my zopa credit card for emergency use.

love using my zopa credit card for emergency use. Reviewed on: 16th January 2025

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