Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

it was great, given services are worderfull and up t...

it was great, given services are worderfull and up to date with the currunt time as well as too easy and more comfortable to use. Reviewed on: 15th January 2025

excellent company everything explained clearly very...

excellent company everything explained clearly very understanding Reviewed on: 15th January 2025

Very good rouls very good policy

Very good rouls very good policy Reviewed on: 15th January 2025

excellent service in all aspects.

excellent service in all aspects. Reviewed on: 15th January 2025

Everything about Zopa is excellent.

Everything about Zopa is excellent. The whole customer journey is superb. From application to acceptance. From the easy to use app to their customer support. It's a pleasure to be with Zopa. I have recommended them and their products to my friends and family. Reviewed on: 15th January 2025

Having a Zopa Visa credit card has been invaluable,...

Having a Zopa Visa credit card has been invaluable, especially over the festive season. It has allowed me to make numerous purchases online. It has also allowed me to get by prior to payday. Reviewed on: 15th January 2025

Excellent app and service.

Excellent app and service. Clear statements Reviewed on: 15th January 2025

Great card

Never had a problem nothing to say except good comments Reviewed on: 15th January 2025

From initially being a credit score improving card,...

From initially being a credit score improving card, alongside responsible credit limit increases, Zopa has become my go to credit card, building confidence in handling my finances too. Reviewed on: 15th January 2025

I'm a new customer to Zopa ive had excellent service.

As a new customer to Zopa I have found an excellent service. Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Zempler Bank 4.83 from 5819 reviews
Clear Rate Platinum Credit Card
from NatWest 3.90 from 21 reviews
Credit Card
from Allied Irish Bank - AIB 4.11 from 6 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub