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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1790)

Review of the Zopa, Fixed term savings account:

Zopa is offers a great way to save.

Love Zopa. The app is great. Really easy to use. Their savings products and rates are some of the best around. having offerings like a 7 day boost are a fantastic option. Don't know how Zopa are doing it, but keep doing it! Reviewed on: 4th April 2023

Zapping Zopa

Great account and after opening I have been zapped. By its high interest rates on my saving. Couldn't be better. Reviewed on: 3rd April 2023

Easy and secure

Got a fixed term saving accounts and it's fantastic. Easy to manage my money and see what I have and what interest I have earned. Would completely recommend. Reviewed on: 3rd April 2023

Zopa is the best

unparalleld customer service paired with great rates and supreme usability, can't recommend enough! Reviewed on: 3rd April 2023

Simple and easy savings

Great rates and a really reliable and easy to navigate app Reviewed on: 3rd April 2023

Simplicity and effective

The whole process from account opening to transacting is as simple as can be. Straight talking info and all the guidance you need. I love it! Reviewed on: 3rd April 2023

Top bank

Zopa leaves High St banks in the shade. Easy to navigate and top interest rates. I’m delighted with it. Reviewed on: 3rd April 2023

Love the monthly interest payment

Love it - only reason for one star less is the broken open banking link whicj wont allow me move money from Barclays to savings as easy as i do with other appa Reviewed on: 3rd April 2023

Great savings provider!

Great rates and user friendly app, highly recommended Reviewed on: 3rd April 2023

I love Zopa

I am using Zopa for years now and always they offer great service Reviewed on: 3rd April 2023

Good app, easy to use and great rates!

Zopa has given me lots of options as regards how I can save. It gives me the flexibility to choose short or longer term savings accounts so I know that a pot of my money will be accessible when I need it while the rest works harder with a higher interest rate. It's a real timer saver to have different accounts all accessible via the app. Reviewed on: 3rd April 2023

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