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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1790)

Review of the Zopa, Fixed term savings account:

Zopa is offers a great way to save.

Love Zopa. The app is great. Really easy to use. Their savings products and rates are some of the best around. having offerings like a 7 day boost are a fantastic option. Don't know how Zopa are doing it, but keep doing it! Reviewed on: 4th April 2023

Good product, good rate

I'm really happy about the product and the interface. The rate is better than competitors Reviewed on: 29th March 2023

Poor and lies about the interests rate

I saw a fix saving account with Zopa it said 4% interest rate for a year. I decided to open it and I started with putting 1k to see how it work but the interests was only £3.12 and the month later £3.02…. £3 is no where near 4% to me they are the worst bank to save with Reviewed on: 29th March 2023

Reliable

Professional and reliable service, best interest rates, easy to set up. A true 5 star service Reviewed on: 28th March 2023

Wowsers in my trousers!

Top hole! Top hole! Top hole! Top hole! Top hole! Top hole! Reviewed on: 24th March 2023

Ok

Works like expected, but sometimes the UI is buggy Reviewed on: 20th March 2023

Perfectly easy to use with fantastic rates

Ideal compared to my previous savings account that was so not user friendly Reviewed on: 20th March 2023

Easy to set up competitive interest rates

Easy to set up but haven't worked out how to move to higher rate yet Reviewed on: 19th March 2023

Excellent app!

Quick , speedy and efficient! No hassle in setting up the account…. Clear product choice. Easy to transfer funds in . Reviewed on: 19th March 2023

Zopa is great for Dealing with.

Zopa is a great investment ɓank which gives very decent rate of return on savings. Its' product is simple to understand and invest in and it does not pursue you for more...it has respect for its customers. Reviewed on: 18th March 2023

Super easy to use and excellent interest rates.

My son finally managed to persuade me to try Zopa and I was so impressed I've now closed all my other savings accounts and moved all of my savings to various pots ranging from instant access to 95 day access. Reviewed on: 17th March 2023

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