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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.9 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1790)

Review of the Zopa, Fixed term savings account:

Zopa is offers a great way to save.

Love Zopa. The app is great. Really easy to use. Their savings products and rates are some of the best around. having offerings like a 7 day boost are a fantastic option. Don't know how Zopa are doing it, but keep doing it! Reviewed on: 4th April 2023

Zopa is excellent, simple to use and great rates.

Zopa is excellent, simple to use and great rates. Reviewed on: 1st March 2025

The app is easy to use, I can set various saving pots

The app is easy to use, I can set various saving pots and the rates are great Reviewed on: 1st March 2025

Excellent app

Excellent app, easy to navigate and good interest rates Reviewed on: 28th February 2025

User friendly

I find Zopa user friendly and it has competitive interest rates with a good range of savings accounts including instant access and various fixed terms. Adding and withdrawing funds is a simple process.. Zopa was a recommendation by Martin Lewis. Reviewed on: 28th February 2025

Amazing Bank Never had a problem reliable app works...

Amazing Bank Never had a problem reliable app works well is easy to navigate and use. Can search and find new products and move savings about with ease. Can easily move money to other accounts. Saves details for quick access. Reviewed on: 28th February 2025

Easy to use. Bank

Easy to use. Easy to contact good rates Reviewed on: 28th February 2025

Very happy with the account.

Very happy with the account. Opened the account with no issues and everything has gone well. Reviewed on: 28th February 2025

Savings accounts without a hassle

I’ve had savings accounts and ISAs for a couple of years and opening and managing the accounts couldn’t be easier. Reviewed on: 28th February 2025

Straightforward with competitive rates.

Straightforward to set up. Very good rates.I feel confident with Zopa even though I usually don't like using Internet banking services. Always kept up to date with rates. Reviewed on: 28th February 2025

Easy to use banking service with good rates.

Easy to use banking service with good rates. Reviewed on: 28th February 2025

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