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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1790)

Review of the Zopa, Fixed term savings account:

Zopa is offers a great way to save.

Love Zopa. The app is great. Really easy to use. Their savings products and rates are some of the best around. having offerings like a 7 day boost are a fantastic option. Don't know how Zopa are doing it, but keep doing it! Reviewed on: 4th April 2023

Great company and products

Unusually, they perform well and keep you well informed. Reviewed on: 17th March 2021

Trustworthy Zopa is easy to use

I have found Zopa to be very open and transparent in all their online communications and e-mails. Their fixed-term savings account was easy to set up and offered very competitive rates. It's easy to see from Zopa's online Dashboard how all of my savings and peer-to-peer accounts are performing. Reviewed on: 17th March 2021

Zopa savings

I am loathe to recommend any financial product but if pressed I would advise my positive experience with Zopa. Reviewed on: 17th March 2021

Better returns that I could find elsewhere

As an existing customer this was very easy to set up and the returns are higher than I could find elsewhere. Reviewed on: 17th March 2021

Competitive rate and simple process

Very easy to open Zopa's new fixed term account, then just sit back and see the interest flow in each month! Reviewed on: 17th March 2021

Excellent

Best return on a 1yr fixed rate bond that is protected. Quick and easy to set up. Reviewed on: 17th March 2021

Great service

Zopa has given great service and savings returns have always been above most institutions. Reviewed on: 17th March 2021

Easy and communicative

Very easy to set up,good communication and interest rate excellent. Reviewed on: 17th March 2021

Good rates for the longer term

ZOPA the longest available p2p now offer good fixed rates on easy to use platform Reviewed on: 17th March 2021

Most reliable P2P Co. Turns best FT savings banker

Having had ZOPA P2P investments for a few years and never been let down by this company, I'm now thrilled to have FSCS guaranteed FT savings with them. The website which Zopa uses also enables me to see all my investment and savings transactions in one space, plus setting this all up was a breeze. The icing on the cake was that ZOPA quoted the best interest rates in the market and as a bonus applied my returns from the day I signed up for the savings account, yes that's right, even before funds were committed from my current account! I'm one highly satisfied customer, thank you ZOPA. Reviewed on: 17th March 2021

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