Write a review

Go to business site

Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

View other Zopa products

4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

Read all reviews See your review

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1790)

Review of the Zopa, Fixed term savings account:

Zopa is offers a great way to save.

Love Zopa. The app is great. Really easy to use. Their savings products and rates are some of the best around. having offerings like a 7 day boost are a fantastic option. Don't know how Zopa are doing it, but keep doing it! Reviewed on: 4th April 2023

Very straightforward and easy to use

Very straightforward and easy to use Reviewed on: 21st April 2024

A simple web or app based system.

A simple web or app based system with better than most interest rates. Contsistantly beats high street banks, secure and efficient. Reviewed on: 14th April 2024

Easy access good rates and easy use of the app able...

Easy access good rates and easy use of the app able to move money in and out easy Reviewed on: 13th April 2024

Good Service, good interest

So far it has been easy to deposit money and to follow its progress. The interest rates have been good, better than my working bank Reviewed on: 13th April 2024

Trusted banking app

Never had any issues with the bank. Very user friendly. Seem to be a bank on your side Reviewed on: 13th April 2024

Great addition to UK finance facilities

Easy to set up an account on their app and monitor your accounts instantly.. Competitive interest rates. Reliable access. Reviewed on: 13th April 2024

Can save money in different pots

Can save money in different pots Reviewed on: 12th April 2024

Excellent service, great advice and good interest ra...

Excellent service, great advice and good interest rates. Reviewed on: 12th April 2024

A simple and easy to use app giving good returns

A simple and easy to use app giving good returns Reviewed on: 12th April 2024

Opened an ISA very simple although rate was not as m...

Opened an ISA very simple although rate was not as much as was advertised Reviewed on: 12th April 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Melton Building Society 4.70 from 2297 reviews
Savings
from Coventry Building Society 4.25 from 125 reviews
Savings
from Shawbrook Bank 4.88 from 2667 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1454 reviews
Current account
from Zopa 4.94 from 5779 reviews
Smart Saver
from Zopa 4.94 from 7494 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub