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Zopa: Fixed term savings account reviews

4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1790)

Review of the Zopa, Fixed term savings account:

Zopa is offers a great way to save.

5
Love Zopa. The app is great. Really easy to use. Their savings products and rates are some of the best around. having offerings like a 7 day boost are a fantastic option. Don't know how Zopa are doing it, but keep doing it! Reviewed on: 4th April 2023

Easy site and good rates

5
It was really easy to set up.my accounts and clear how to pay in and access money. The rates are early good especially if you can lock the money away for longer. Reviewed on: 4th April 2023

Simple and clear value

5
Delighted with Zopa. Does exactly what I want for my savings. Easy to use App, clear and good value. Allows me total control to move my money around easily Reviewed on: 4th April 2023

Great interest rates

5
I especially love having the app Reviewed on: 4th April 2023

Easy to set up

5
Great app, easy set up. Safe and secure. Reviewed on: 4th April 2023

Best savings

5
With ZOPA my life is better with great savings Reviewed on: 4th April 2023

Easy and powerful

5
Super easy to set up, use and save, especially having access to my money with high interest rates compared to my current account and bank. A powerful product which blows the competition away! Reviewed on: 4th April 2023

Fantastic and easy to use

5
The app is fantastic to use and easy. Really happy with the service Reviewed on: 3rd April 2023

Excellent savings accounts

5
Easy to set up and access the savings accounts, very good interest rates. Reviewed on: 3rd April 2023

great rate

5
good service, great rate, best choice Reviewed on: 3rd April 2023

Ace

5
Love it. Excellent service snd competitive interest rates. Reviewed on: 3rd April 2023

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