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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1790)

Review of the Zopa, Fixed term savings account:

Zopa is offers a great way to save.

Love Zopa. The app is great. Really easy to use. Their savings products and rates are some of the best around. having offerings like a 7 day boost are a fantastic option. Don't know how Zopa are doing it, but keep doing it! Reviewed on: 4th April 2023

Excellent

The fixed rate savings on offer are great and the app is so easy to work. I love being able to transfer straight from other accounts through that one app. Reviewed on: 3rd April 2023

Fab

Great app, great interest rates and hassle free saving the way it should be. Reviewed on: 3rd April 2023

@P days

A clear and easy to navigate website keeps you in touch with how your investment is accruing interest. With FCA and FSR backing, ZOPA has come a long way since its P2P days giving investors a confidence needed in this day and age. Reviewed on: 3rd April 2023

Clear & prompt.

Great app.Clear.Prompt transactions.Best deals on the market.Nothing not to like ! Reviewed on: 3rd April 2023

Decent

Easy to use and trouble free, recommended Reviewed on: 3rd April 2023

Easy way to save

Opened up a smart saver account and it is very easy to pay in and have had good experience . Reviewed on: 3rd April 2023

Easy access and good savers rates

I like the easy access and good savings rates wit no fuss Reviewed on: 3rd April 2023

Savings app

Great rates, easy to use, very happy! Reviewed on: 3rd April 2023

Great smart saving bank

Fantastic online bank, very secure, easy too setup, and gives great interest on your money. very satisfied. Reviewed on: 3rd April 2023

Excellent rate for savingt

I searched the web for best deals and came up with Zopa that provides excellent rates with no hassle Reviewed on: 3rd April 2023

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