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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1790)

Review of the Zopa, Fixed term savings account:

Zopa is offers a great way to save.

Love Zopa. The app is great. Really easy to use. Their savings products and rates are some of the best around. having offerings like a 7 day boost are a fantastic option. Don't know how Zopa are doing it, but keep doing it! Reviewed on: 4th April 2023

Easy opening this account

Easy to use and understandable account with good interest too. What more do you want. Reviewed on: 3rd April 2023

Great product

Saving made easy, This bank has so much to offer and works with you to achieve your saving goals. Well done Zopa:-) Reviewed on: 3rd April 2023

Savings scheme

I was recommended to Zopa via Martin Lewis and have not been disappointed,very easy website and good interest rates. Reviewed on: 3rd April 2023

Great rates, easy to set up.

This account offered the best rates and was so simple to set up and transfer money to. Reviewed on: 3rd April 2023

Brilliant

So happy to find a fair banking product. Easy to use app and great communication. Reviewed on: 3rd April 2023

Exceptional saving rates!

Not only at the rates excellent but the ease of use of the app is amazing. The best thing is being able to split your savings between different pots and different rates depending on how quickly you can access your money. Top notch. Reviewed on: 3rd April 2023

Fantastic with amazing interest

Been a customer for a couple years now and Zoopa has taken me from hundrednaire to thousandaire 10/10 recommend Reviewed on: 3rd April 2023

Stress free banking

Easy to use banking app, always excellent interest rates Reviewed on: 3rd April 2023

So easy to set up and view account

Easy set up, straightforward to use good levels of communication, and a decent interest rate nothing to dislike here. Reviewed on: 3rd April 2023

Brilliant!

Such a great savings account; with so many different ways to save! It’s my favourite way to save for rainy days Reviewed on: 3rd April 2023

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