Smart Money People Logo

Zopa: Fixed term savings account reviews

4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1790)

Review of the Zopa, Fixed term savings account:

Zopa is offers a great way to save.

5
Love Zopa. The app is great. Really easy to use. Their savings products and rates are some of the best around. having offerings like a 7 day boost are a fantastic option. Don't know how Zopa are doing it, but keep doing it! Reviewed on: 4th April 2023

Really good rates

5
I enjoy the flexibility of zopa and like how you can, get better rates by committing your money for longer. Can be just a week or months Reviewed on: 3rd April 2023

Easy, Clear with fantastic interest rate

5
Looking for best savings account to maximise interest on house deposit. Zopa pay to rates, opening an account was really straightforward and can see interest as it’s added each month, highly recommend Zopa Reviewed on: 3rd April 2023

Perfect for me

5
My money was in a savings account with my bank, I got pennies of interest from them, since changing to zopa I am seeing the pounds mount up, would highly recommend them Reviewed on: 3rd April 2023

Great institution

5
Excellent app. Also like the fact interest rates have been updated almost as soon as the Bank of England announces them. Reviewed on: 3rd April 2023

Easy to manage savings account

4
Easy to manage savings account, nice App Reviewed on: 3rd April 2023

Easy to access and use with good rates

5
I have found setting up and using Zopa very easy and they provide good interest rates Reviewed on: 3rd April 2023

Easy To Use and Top Rates

5
Really simple to use the app and customer support, and really competitive rates. The idea of increased rates for having it in a Boosted pot is great Reviewed on: 3rd April 2023

Excellent the best by a mile

5
Couldnt get better ...believe me Uve tried them all Reviewed on: 3rd April 2023

Amazing product

5
very easy to use and good rates Reviewed on: 3rd April 2023

Zopa is excellent

5
Zopa are very proactive as market leaders handing over increases in interest rates as soon as they are announced Reviewed on: 3rd April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Current account

    from Zopa 4.94 from 5899 reviews
    Zopa
  • Cash ISA

    from Zopa 4.94 from 1520 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7942 reviews
    Zopa
    View all products