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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.9 (1785 reviews)

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4.93

Based on 1,785 reviews, last reviewed 4th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great saving incentives. Great saving incentives. And bonuses for using card. Most banks don’t do this! Any problem fixed very swiftly. Reviewed on: 4th September 2025

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1785)

Review of the Zopa, Fixed term savings account:

All around amazing

Just started saving recently and Zopa offers the best AER out there compared to its competitors (Marcus, Chase, etc). The app is super easy to use for people who just started saving. It's intuitive, i feel motivated and in control of my savings! Reviewed on: 20th February 2023

Great saving incentives.

Great saving incentives. And bonuses for using card. Most banks don’t do this! Any problem fixed very swiftly. Reviewed on: 4th September 2025

Not intuitive

User interface could be better the app is not intuitive to navigate Reviewed on: 12th June 2025

Remaining informed and in control

Easy to navigate the app, which keeps you updated with all matters appertaining to my interest paid etc. Any news is sent direct by email too, so I feel.like I am always in control. Reviewed on: 12th June 2025

Thoroughly recommendef.

Great interest rates and customer benefits. Reviewed on: 12th June 2025

Zopa provide an easy, fast and user friendly App

Zopa provide an easy, fast and user friendly App to make the most of savings. Reviewed on: 12th June 2025

Zopa make borrowing and using credit card easy very...

Zopa make borrowing and using credit card easy very good app easy to pay back and good reminders Reviewed on: 28th April 2025

Better than all the rest

I like the app…. Easy to use. Looks good and I trust the platform.. Reviewed on: 28th April 2025

Excellent rates, easy to navigate.

Excellent rates, easy to navigate. Reviewed on: 27th April 2025

Superb bank account.

Superb bank account. Easy to use. Instant transfers and monthly interest. Ticks all the boxes Reviewed on: 27th April 2025

The beter way zopa

Started with zopa after years of very little intrest to find the beter way to save, at last I have an account that grows,thankyou zopa Reviewed on: 27th April 2025

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