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Zopa: Personal loan reviews

4.91
Based on 69,091 reviews, last reviewed 25th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69091)

First class service, excellent online experience.

5
First class service, excellent online experience. Cannot fault them Reviewed on: 9th January 2024

Zopa Dope

5
Easy app to use. Great customer service. Reviewed on: 9th January 2024

Easy application and good customer service

5
Easy application and good customer service Reviewed on: 9th January 2024

Very good and excellent service, the loan process wa...

5
Very good and excellent service, the loan process was smooth and painless a joy to apply. Reviewed on: 9th January 2024

Fast and easy experience without any fuss

5
Fast and easy experience without any fuss Reviewed on: 9th January 2024

Into our third year of borrowing and the experience...

5
Into our third year of borrowing and the experience has been troublefree and reliable throughout. They provide occasional competitive offers but do not bombard or push Reviewed on: 9th January 2024

Quick turnaround for loans

4
Applied and got accepted for a loan and the money and paperwork were received the following day. Great service Reviewed on: 9th January 2024

Zopa was so easy to navigate.so

5
Zopa was so easy to navigate.. got a decision in mind to s and the money was there quicker than I could believe Reviewed on: 9th January 2024

Loan was processed very quickly and easily.

5
Loan was processed very quickly and easily. Reviewed on: 9th January 2024

Incredibly friendly and professional team.

5
Incredibly friendly and professional team. Excellent service. Reviewed on: 9th January 2024

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