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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Simple to apply online,

Simple to apply online, and always remind you in advance when your direct debit is due. Keep you updated on new and existing products and offers. Reviewed on: 9th January 2024

Friendly and efficient.

Friendly and efficient. A pleasure all the way . Reviewed on: 9th January 2024

I WAS HAPPY WITH YOU I WILL PASS YOU ON...

I WAS HAPPY WITH YOU I WILL PASS YOU ON TO OTHERERS Reviewed on: 9th January 2024

Easy great service, rate via App.

Easy online application via App and money paid into my account as promised. Great rate saving me money each month Reviewed on: 9th January 2024

Excellent

Very easy & straight forward to apply & money sent as soon as agreed. Excellent Reviewed on: 9th January 2024

why wouldnt you

easy simple application simple repayment plan so easy would and have reccomended to family and friends Reviewed on: 9th January 2024

Yes, a good product all dealt via their App.

Yes, a good product all dealt via their App. Never had to contact their customer service. Easy overpayments to my loan. I’m due to finish my loan in the next 3 months, more than 14 months early. Reviewed on: 9th January 2024

Easy to apply, you get quick result

Easy to apply, you get quick result and money in bank quickly. Great communication with timely reminders about payments due and confirmation of payments received Reviewed on: 9th January 2024

I had the money in my account as soon as the loan is...

I had the money in my account as soon as the loan is approved, will used the zopa service again Reviewed on: 9th January 2024

Zopa were easy to understand, no jargon just straigh...

Zopa were easy to understand, no jargon just straight forward, A pleasure to deal with. Reviewed on: 9th January 2024

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