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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Stress free!

Quick easy and painless Highly recommended Reviewed on: 9th January 2024

Value and efficiency provided as required

Value and efficiency provided as required Reviewed on: 9th January 2024

Zopa Rocks

Easy to apply. Fast decision. Wary to pay back. Good app to support it all. Reviewed on: 9th January 2024

Great loan provider

Had 2 loans with zopa in the past and have always found them to have very competitive rates and applying has been easy. Great easy to use app too so you can keep track of things Reviewed on: 9th January 2024

I found using Zopa, easy and straightforward, am not...

I found using Zopa, easy and straightforward, am not the best at technology and filling forms out, but found it easy and well explained for me to follow instructions. I would recommend to friends and family if ever asked about recommendations. Reviewed on: 9th January 2024

I couldn’t recommend them more!

Process to get a loan was really easy and fuss free, the app to monitor the loan is very easy to use and the customer service is very reactive and friendly. I couldn’t recommend them more! Reviewed on: 9th January 2024

Easy from start to finish.

Easy from start to finish. Kept well informed. Good rates. Easy to access the website and app so you can see your account Reviewed on: 9th January 2024

I have excellent experience with Zopa personal loans.

I have excellent experience with Zopa personal loans. They are very helpful and easy to apply. Reviewed on: 9th January 2024

Great company

Easy and very helpful always keeps you updated regarding your loan dates Reviewed on: 9th January 2024

Great experience, easy to apply.

Great experience, easy to apply. Reviewed on: 9th January 2024

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