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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Highly recommend

Highly recommend ,easy to apply, smooth process Reviewed on: 9th January 2024

Application was a quick and thorough process.

Application was a quick and thorough process. Reviewed on: 9th January 2024

Excellent

Efficient, fast & assuring. Easy application process, quick decision making, ease of use, friendly knowledgeable staff Reviewed on: 9th January 2024

Excellent hassles free service, less paperwork, time...

Excellent hassles free service, less paperwork, time saving, can do everything online, very trust worthy, outstanding customer support, easy to apply, great problem solving and life saving services. Reviewed on: 9th January 2024

Easy application

Easy application easy website great service Reviewed on: 9th January 2024

best available at the time, but still quite expensive.

best available at the time, but still quite expensive. Reviewed on: 9th January 2024

Found rates to be very competitive and as soon as I...

Found rates to be very competitive and as soon as I applied for the loan and was given approval the money was in my account within minutes Reviewed on: 9th January 2024

Very good company every time your looking for a loan...

Very good company every time your looking for a loan they are very helpful Reviewed on: 9th January 2024

Easy to apply and funds in your account within hours.

Easy to apply and funds in your account within hours.The app is simple to use and the customer service is second to none. Reviewed on: 9th January 2024

I have always been notified if my limit is coming up...

I have always been notified if my limit is coming up or statement advising when payment will be due to come out of my account Reviewed on: 9th January 2024

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