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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Good customer services, very professional.

Good customer services, very professional. Reviewed on: 9th January 2024

Super quick service and all ways straight forward

Super quick service and all ways straight forward Reviewed on: 9th January 2024

Very easy and fair.

Very easy and fair. Highly recommended Reviewed on: 9th January 2024

I needed some help over 12 months ago, I had a great...

I needed some help over 12 months ago, I had a great credit rating but a few banks turned me down. Zopa got me out a big hole and I’ve not looked back Reviewed on: 9th January 2024

10 min for loan

Too quick and easy application money on my account just in 10 minutes Reviewed on: 9th January 2024

Had no problem with zopa very helpful do u best for...

Had no problem with zopa very helpful do u best for what suits your Owen needs great Reviewed on: 9th January 2024

Got a loan at a good rate .

Got a loan at a good rate . Good service and money was in my bank after I was accepted. Reviewed on: 9th January 2024

I have two personal lians

I have two personal loans with one ending this year. The are professional and the application is very easy. Reviewed on: 9th January 2024

If found it very easy and straightforward experience.

If found it very easy and straightforward experience. Helpful and quick. Reviewed on: 9th January 2024

Very straight forward , easy to use and very helpful...

Very straight forward , easy to use and very helpful Reviewed on: 9th January 2024

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