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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

I have had a personal loan from zopa on line and it...

I have had a personal loan from zopa on line and it took less than 30mins to fill in the application. It was so easy to do. I highly recommend zopa to friends and family Reviewed on: 9th January 2024

Nice quick without any problem.

Nice quick without any problem. 10 of 10 recommended Reviewed on: 9th January 2024

Easy and quick

Easy stress free well explained clear description. Reviewed on: 9th January 2024

I was so happy with Zopa during my 2 years...

I was so happy with Zopa during my 2 years repayment Reviewed on: 9th January 2024

Quick and easy process - great customer service rece...

Quick and easy process - great customer service received. Reviewed on: 9th January 2024

Great online app service .

Great online app service . Quick decision Reviewed on: 9th January 2024

Personal loan

Very helpful, in providing me with a personal loan Reviewed on: 9th January 2024

What a great company to deal with, including persona...

What a great company to deal with, including personal contact to start with. Reviewed on: 9th January 2024

No fuss, straightforward and easy online experience...

No fuss, straightforward and easy online experience when requesting and managing a loan. Reviewed on: 9th January 2024

No fuss, had full control, could over pay with no pe...

No fuss, had full control, could over pay with no penalties. Reviewed on: 9th January 2024

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