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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Excellent Zopa

Direct online contact and the whole process made easy. Thx Reviewed on: 9th January 2024

Good rates and easy application process

Good rates and easy application process Reviewed on: 9th January 2024

Quick and easy process in order to apply and hear ba...

Quick and easy process in order to apply and hear back from Zopa. It was easy to access the web based application and the process took no more than 10 minutes from start to finish. Reviewed on: 9th January 2024

Quick hassle free experience.

Quick hassle free experience. Highly recommend. Reviewed on: 9th January 2024

Im happy with Zopa, just intrest can be less

Im happy with Zopa, just intrest can be less Reviewed on: 9th January 2024

Easy application.

Easy application. Great features on the App Reviewed on: 9th January 2024

Very easy ,people very nice.

Very easy ,people very nice.it was quick second loan very easy Reviewed on: 9th January 2024

Easyloan to set up and exactly as described

Easy to set up and exactly as described Reviewed on: 9th January 2024

No fuss process the loan quickly and was in the acco...

No fuss process the loan quickly and was in the account in 24 hours Reviewed on: 9th January 2024

Hassle free , simple to follow.

Hassle free , simple to follow. Excellent service Reviewed on: 9th January 2024

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