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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Wicked top job

Great and on time couldn't ask for better Reviewed on: 8th January 2024

Professional, Informative and competitive.

Zopa are very professional. Efficient, when you apply for a product everything is dealt with quickly and effectively. Customer service team great to talk to. Informative, knowledgeable and friendly. The loan rates are better than most. I feel ready to invest more with Zopa! Reviewed on: 8th January 2024

Quick and easy loan application and money available...

Quick and easy loan application and money available quickly Reviewed on: 8th January 2024

Fitzgerald loan

Excellent service very good rates Reviewed on: 8th January 2024

Very easy to apply.

Very easy to apply. Money was almost instantly in my account. Love the App! Reviewed on: 8th January 2024

Super easy to apply and manage the loan.

Super easy to apply and manage the loan. Got a pre-approved amount and rate on comparison site. Couldn't be easier! Reviewed on: 8th January 2024

Zopa, one word, EASY.

Zopa was a great and easy experience during application, funds were paid quickly and the online portal is very user freindly. Don't need much more! Reviewed on: 8th January 2024

Great product overall performance and services

Great overall performance and services Reviewed on: 8th January 2024

Zopa is 100% recommend

Zopa is easy to use and has a quick step by step platform. Zopa also give a fast decision which is most helpful when looking for a loan. Reviewed on: 8th January 2024

Great savings account easy to use

Great saving account easy to use Reviewed on: 8th January 2024

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