Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Zopa app is taylored to be user-friendly and easy to...

Zopa app is taylored to be user-friendly and easy to navigate even by some of us who are not exactly IT savvy and my loan options are clear and it’s up to me to select the repayment period and will show me the interest rate. Excellent for me Reviewed on: 8th January 2024

Personal

Excellent, quick decision, good savings accounts and ISA definitely will promote to friends and family! Reviewed on: 8th January 2024

Excellent rates and good customer service

Excellent rates and good customer service Reviewed on: 8th January 2024

I recently chose Zopa Finance for my financial needs...

I recently chose Zopa Finance for my financial needs, and the experience was outstanding. Here's why I recommend Zopa: Effortless Process: Zopa's platform is user-friendly, ensuring a smooth and easy application process. Competitive Rates: Zopa offers competitive interest rates, making it a financially sound choice. Transparent Communication: The process is transparent, with clear communication at every stage, building trust. Quick Approval and Funding: Zopa's swift approval and prompt fund disbursal allowed me to address my needs promptly. Flexible Repayment: The platform provides flexible repayment options, tailored to fit my budget. Excellent Support: Zopa's customer support is responsive, knowledgeable, and eager to assist. User-Centric Platform: The online dashboard is user-centric, offering a comprehensive view of loan details. In summary, Zopa Finance stands out for its user-friendly approach, competitive rates, and excellent customer support. I highly recommend Zopa for a seamless financing experience. Reviewed on: 8th January 2024

i was at a point i was desperate for help but didn’t...

i was at a point i was desperate for help but didn’t want to go down the higher apr route and it solved my issue with a reasonable amount over a doable period Reviewed on: 8th January 2024

The best app!!!!

All good!!! Low interest & great saving pots!! I have managed to save lots!! Reviewed on: 8th January 2024

Nice and easy

Nice and easy to sort plus quick to sort everything out Reviewed on: 8th January 2024

Quick, easy Quick, easy efficient

Quick, easy efficient no issues throughout the process Reviewed on: 8th January 2024

Applied for a home improvement loan and the Process...

Applied for a home improvement loan and the Process was professional and the Correct checks in place excellent customer service and funds Delivered once authorised Reviewed on: 8th January 2024

Easy as a breeze

I have a credit card and have a personal loan with Zopa and have been using them for several years. Everything about Zopa is straightforward, simple and fair and I recommend them highly. Reviewed on: 8th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from London Plus Credit Union 3.91 from 3 reviews
Peer Lending (discontinued)
from Octopus Choice (inactive company) 4.09 from 4 reviews
Payday Loan
from Fast Loan UK 0.00 from 0 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub