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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

The future of loans

So easy to apply, easy app. I feel in control of my finances with Zopa Reviewed on: 8th January 2024

I took out a loan for a car purchase and it was a sm...

I took out a loan for a car purchase and it was a smooth process Reviewed on: 8th January 2024

Fast response for everything I needed to know

Fast response for everything I have needed to know Reviewed on: 8th January 2024

Used zopa for a personal loan.

Used zopa for a personal loan. No issues and paid back option was used to pay back loan quicker . Reviewed on: 8th January 2024

Company has good values

Company has good valuesThey work fast. And are fair. I have never had any issues with them and have always found there communication good Reviewed on: 8th January 2024

Fast and efficient service

Fast and efficient service from start to finish. Kept informed at every step Reviewed on: 8th January 2024

I applied for a loan and it was in my account straig...

I applied for a loan and it was in my account straight away thank you Zopa Reviewed on: 8th January 2024

I’ve had such a good experience with Zopa that I hav...

I’ve had such a good experience with Zopa that I have 2 loans and a savings account with them! Reviewed on: 8th January 2024

Great and easy process.

Great and easy process. No gobbly gook. Reviewed on: 8th January 2024

Zopa have been there when I was in need, they're fai...

Zopa have been there when I was in need, they're fair an responsible lenders the app helps me keep track of payments Reviewed on: 8th January 2024

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