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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

I recommend zopa

Zopa are fast at giving loans and overall good company. Reviewed on: 15th April 2023

Simple and Easy

No hassle and quick decisions. Will definately recommend to friends and family. Reviewed on: 14th April 2023

Good service easy to use

Plain and simple service. I have no complaints. Good communication, easy to use phone app. Reviewed on: 13th April 2023

Straightforward and efficient

Excellent experience with Zopa! Easy to use, customer focussed and no fuss! Reviewed on: 13th April 2023

Scam

I applied for a loan but I mistakenly entered the bank account #. Just to validate the account and change my bank account # they ask me for a 15,000 for validation and OTP and I did send it. After that they tried to send but it still showing failed transfer. After that one to change my bank account to Gcash they ask for another 3,000 and right after I send it still havent send my loan and block me in their social medias. Reviewed on: 12th April 2023

Simple to understand and apply

We have a Zopa personal loan, it was easy to understand, simple to apply and the answer was almost immediate; enabling us to apply the funds as needed. Very happy Reviewed on: 12th April 2023

Fast and reliable

Everyone else said no to me but Zopa said yes.. they saved me in my time of financial need. Reviewed on: 12th April 2023

Miss

Zopa is the best loan provider have seen the interest rate is normal Reviewed on: 12th April 2023

Fast responses and good rates

High level of service with reasonable rates and quick decisions Reviewed on: 12th April 2023

The Besst Number one ..

I am very satisfied for ZOPA..Recommended for all people the best card evrything the best for ZOPA . THANK YOU ..⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️ Reviewed on: 12th April 2023

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