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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Excellent

Zopa is great, fast and reliable. Highly recommend to everyone! Reviewed on: 12th April 2023

Simple and easy

I got an answer within seconds and they paid the money into my bank account within the hour. It was quick and easy Reviewed on: 12th April 2023

Easy loans

I got it when I really needed it Reviewed on: 12th April 2023

Awesome

Awesome Reviewed on: 11th April 2023

Good service

Very good service and good customer service and good credit card Reviewed on: 11th April 2023

Very easy

website and app very easy to use Reviewed on: 11th April 2023

So simple and fast

I hapllyed and got my money with in one hour thank you zopa. Reviewed on: 11th April 2023

Instant, easy, flexible

The app tells you when you are eligible for a loan, the process was quick and easy, and really fast. The management of the loan is equally at simple and allows you to pay off as much as you like at any time without penalty. Truly putting the customer first! Reviewed on: 11th April 2023

Easy to use

Easy to work with. Andeasy to deal with Reviewed on: 11th April 2023

One of the best

Extremely easy application, quick release of funds and great customer service throughout! Reviewed on: 11th April 2023

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