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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Bes service

Zopa offers a great service and they don't beat about the bush, when they loan is approved. Reviewed on: 10th April 2023

Seamless experience

Everything from getting a quote to applying and getting your loan is super easy, clean and fast! Great experience! Reviewed on: 10th April 2023

Amazingly easy

The whole process was painless. I got a good %rate and the app is easy to use. Reviewed on: 10th April 2023

Best personal loan

Quick and easy application process, easy to manage through online account, low interest rates. Reviewed on: 10th April 2023

Very easy and helpful

My Zopa loan has been a really easy and smooth application Reviewed on: 10th April 2023

Amazing

The process for applying was simple and quick. The decision came back very quickly and with better rates than any other I had looked at. It is great that there is also an app to Tracy your remaining amount and see payments that have been made. Would definitely recommend and use again Reviewed on: 10th April 2023

Personal loan

Have received great service from zopa from day one and given lots of information about the products. Thanks zopa . Reviewed on: 10th April 2023

Quick and easy process

Finally after years of sleepless nights I managed to consolidate my debts into one affordable payment at a great rate, process was quick and easy Reviewed on: 10th April 2023

Good service

Great service from Zopa. Regular statements and easy to use app makes for a good time. Just needs better APR to be perfect Reviewed on: 9th April 2023

Very helpful

I love the app provided it’s help you see how much left to pay and how much you pay if early Reviewed on: 9th April 2023

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