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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Personal loans the easy way

It was a completely easy process of getting a personal loan off zopa and the money was in the account in next to no time.....in fact it was so easy and hassle free they was were I went to when I needed another loan....would recommend Reviewed on: 7th April 2023

Personal Loan Review

very straight forward to set up a loan and money was in my account within 2 hrs Reviewed on: 7th April 2023

Amazing

Zopa provide you with support and help if needed. Easy access on the app to everything you need. Great product Reviewed on: 7th April 2023

Simple and quick with great customer service!

I was recommended Zopa by Clearscore as an ideal low interest personal loan supplier and it was such a breeze to apply with them asking all the right questions, completed the online form with ease. Had an email straight away to say it was received and when i should expect a decision and within the time frame i found out that i was successful and the money was also in my account as soon as they said it would be! Couldn't be happier and highly recommend Zopa. Reviewed on: 7th April 2023

Easy peasy

Quick and easy to apply for loan online. Immediate response and set up of direct debit for repayments. Online account too, keep track of payments. Accepted for loan, where others declined. Very happy with service and interest on loan. Reviewed on: 7th April 2023

My Experience

I had a totally efficient, quick flawless experience in applying and receiving my personal loan. Absolutely satisfied with the impeccable service Reviewed on: 7th April 2023

Great service

No one wants to borrow more money really but Zopa helped us after we had our first child and the service has been brilliant throughout. Am very grateful to them. Would recommmend for those who need some extra help. Reviewed on: 7th April 2023

Quick and easy relief

I required some money to pay a debt that was costing me so much in interest. Signing up with Zopa was so quick and easy and now I can sleep again knowing when I'll have paid off the debt. Reviewed on: 7th April 2023

Easy

When I got a loan it went so smoothly and quick Reviewed on: 7th April 2023

Exactly what it says on the tin - simple and stress free!

Applied for the loan online, straight forward and quick decision. The process from start to finish has been extremely straight forward and any queries I’ve had have been quickly dealt with. Fantastic user friendly app, what’s not to like? Reviewed on: 7th April 2023

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