Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Quick and easy

It was a quick and easy process. Money was in my account within minutes I was surprised. Reviewed on: 7th April 2023

help at the right time

For many years I have been a customer of other banks where I receive my salary. I needed funds to replace my job, such as a car and tools. My banks turned me down. I contacted ZOPA and they responded very quickly. With their help I was able to make the changes. I am very satisfied and happy! Thank you for having you! Reviewed on: 7th April 2023

Great lenders

So easy to use, no hassle, best loan company Reviewed on: 7th April 2023

Zopa loans and credit card

Never had a problem with Zopa would highly recommend. Reviewed on: 7th April 2023

really simple

Very easy from start to finish,interest rate very competitive,easy to keep a check on account. Reviewed on: 7th April 2023

Fantastic company

Excellent service fast reliable keep you regularly updated highly recommend Reviewed on: 7th April 2023

Excellent experience

This has to be the best loan bank we have every Dealt with,it was easy to Answer the questions given too me and we didn't have to wait days for an answer and the money was in very quick too, and the repayment are worked our by us on hoe much we can afford to pay back and over what time period, Zopa are a fantastic company snd helped us out loads thank you we have told all our family n friends about them Reviewed on: 7th April 2023

Easy process

Zopa is great, easy hassle free application. Amazing deals on loans compared to other companies. Reviewed on: 7th April 2023

So easy

Easy with no hassles, within a day my loan was in bank Reviewed on: 7th April 2023

Stress free loans

Zopa are fantastic, quick response to application, simple process, communication is always excellent and really made the process of needing a loan easy with no worry or stress. I would highly recommend them. Reviewed on: 7th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday Loan
from Credit Star 0.00 from 0 reviews
Loans
from Penny Post Credit Union 4.79 from 663 reviews
Employee Loans
from Neyber 3.74 from 3 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub