Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Easy clear process

No hassle or a million different forms to complete, very quick and stress free Reviewed on: 6th April 2023

Slick

Quick easy, transparent and competitive. App support to track simplicity to use. Would highly recommend Reviewed on: 6th April 2023

Fab and efficient service

It was easy to apply for the loan, the rates were very competitive. I have had loans from zopa before and they offer a reliable and efficient service Reviewed on: 6th April 2023

Application for loan and credit card

Very easy to get a credit and loan even my credit ratings is not so fantastic. I'm so thankful to zopa. Reviewed on: 6th April 2023

Amazing company, amazing service!

I have recently taken out my second loan with Zopa and can say it’s the easiest process EVER! If you’re able to get a pre-approved loan, the money appears in your chosen bank account within 2 hours, which is amazing to action the reason for the loan really quickly. So much so that I recommended Zopa to my partner and he has also recently taken out a small personal loan. The app is fantastic to track monthly payments, payment date, the amount you’ve paid off and the interest rate. We’d never look anywhere else! Reviewed on: 6th April 2023

excellent service

Professional, thorough and fair , easy to deal with Reviewed on: 6th April 2023

Easy- fair - no nonsense

Found Zopa extremely easy to use with excellent rates , quick set and service. Would highly recommend. Reviewed on: 6th April 2023

Easy and quick

Easy friendly made the whole experience enjoyable, would use them again Reviewed on: 6th April 2023

Easy, simple and straightforward

Found zopa very easy to deal with. Everything was simple, straightforward with no awkward paperwork. Reviewed on: 6th April 2023

Loan Application

Found the whole application process from start to finish very straight-forward and funds were put into my bank account within an hour or so. Great service and would highly recommend. Reviewed on: 6th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Logbook Loans
from Logbook Loans 0.00 from 0 reviews
Personal Loan
from Lloyds Bank 4.39 from 60 reviews
Loans
from Serve & Protect Credit Union 4.89 from 1236 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub