Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

View other Zopa products

4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69082)

Refinanced my car and saved ££££'s.

Refinanced my car with them..... the rate I had with them saved me £3500. The process was so easy and all sorted within 24hrs. Reviewed on: 4th April 2025

Hassle free .

The app is so easy to use and understand . Clear to follow progress. They tell you of they have a better deal. They gove you updates.. Reviewed on: 4th April 2025

I applied and within a few minutes I was told that i...

I applied and within a few minutes I was told that if had been approved Reviewed on: 4th April 2025

Zopa make it very easy for me to get a loan for sort...

Zopa make it very easy for me to get a loan for sorting out my debts Reviewed on: 3rd April 2025

It's been a life line, when all doors were looking c...

It's been a life line, when all doors were looking closed Zopa came to the rescue. I would recommend Zopa to all who are in need of a little help. Reviewed on: 3rd April 2025

Great saving accounts

Easy to open account and transfer saving into account in separate pots Reviewed on: 3rd April 2025

Easy and clear to use apps.

Easy and clear to use apps. Feel safe. Reviewed on: 3rd April 2025

Had a loan with zopa they were fantastic gave me all...

Had a loan with zopa they were fantastic gave me all the information regarding payments and so easy to set up direct debit to repay now I have credit card and the app is amazing so easy to see your repayment and so much information. Reviewed on: 3rd April 2025

Very user friendly No hassle applying for card origi...

Very user friendly No hassle applying for card originally and easy to navigate Reviewed on: 3rd April 2025

Good bank.

Good. Good app. And good interest rate. Reviewed on: 3rd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan
from Lendable 4.95 from 31946 reviews
Loans
from Boom Community Bank 4.95 from 1101 reviews
Home credit (discontinued)
from Morses Club (inactive company) 2.87 from 34 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44340 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub