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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Fast decision and transfer and app is really good

Fast decision and transfer and app is really good Reviewed on: 2nd March 2025

Easy and quick

Easy to set up, quick and fast service. Easy application. Money in bank quick Reviewed on: 2nd March 2025

Great service and love the app

Good customer service through the app and over the phone and easy to check the online zopa app to make sure you keep on track and know when payments are coming out. Also great to be able to use the app to make extra payments Reviewed on: 2nd March 2025

recommended company

Easy process to obtain the loan and simple monitoring through the app. Reviewed on: 2nd March 2025

Amazing!

Amazing! Very easy to apply, got my decision really quick. Reviewed on: 2nd March 2025

Easy application.

Easy application. Quick decision for loan. Website is easy to use and also easy to make over payments and track your loan details. Reviewed on: 2nd March 2025

Great All-Rounder

Great rate for two personal loans. The application was simple despite being thorough in establishing repayment affordability. The app is great, breaking down your outstanding balance, repayment history, and settlement figures. This is the simplest and cleanest borrowing experience I’ve ever had. Reviewed on: 1st March 2025

Excellent service

Have used Zopa a few times over the years and have always found the process very easy to use and always very prompt replies. Love the app makes everything really easy yo access Reviewed on: 1st March 2025

Great company

Always helpful staff, keep you informed of any issues, great value on repayments. Reviewed on: 1st March 2025

Best loan rate available, brilliant app, easy to man...

Best loan rate available, brilliant app, easy to manage and check balance ot settlement. Reviewed on: 1st March 2025

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