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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Easy to apply for

Easy to fill the application form in and quick response, mo eye sorted in couple of hours. Reviewed on: 28th February 2025

Very prompt, easy to use and reasonable on interest

Very prompt, easy to use and reasonable on interest Reviewed on: 28th February 2025

Zopa loans

Used to have good interest rates Reviewed on: 28th February 2025

I I've had nothing but positive experiences with Zopa.

I I've had nothing but positive experiences with Zopa. Flexible options are great. Reviewed on: 28th February 2025

A very informative company.

A very informative company. The 2 weekly credit rating helps you exactly understand your financial position and see the other loan and credit card products that could be available to you.. The advice on credit management and alternative energy Company products are very useful in this difficult competitive world where we need to save every penny. Reviewed on: 28th February 2025

loan approval without hassles

it was easy to get my loan approval, desposit into my account was prompt. Reviewed on: 28th February 2025

I had applied for a personal loan and was accepted w...

I had applied for a personal loan and was accepted within minutes. Reviewed on: 28th February 2025

It's really good rate value of money

It's really good rate value of money Reviewed on: 28th February 2025

Simple and straightforward application process, I wa...

Simple and straightforward application process, I was kept updated throughout. The funds were transferred the same day. Also I have the Zopa app which is is easy to navigate and great for keeping an eye on your payments. Reviewed on: 28th February 2025

Very easy to apply and quick answer.

Very easy to apply and quick answer. Money was in my account within 15 minutes of acceptance. Reviewed on: 28th February 2025

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