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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Very fast and straight away process, i never get app...

Very fast and straight away process, i never get approved for loan that quick and money transferred in 20 muns Reviewed on: 28th February 2025

Very much appreciate

I can only thank you for helping me out at my time of need Reviewed on: 28th February 2025

Great customer service helped me when I needed it

Great customer service helped me when I needed it Reviewed on: 28th February 2025

Excellent service.

Excellent service. Quick and easy - no hassle - easy application and money in account fast. Reviewed on: 28th February 2025

Quick and easy process.

Quick and easy process. Money sent really quickly, app easy to use and easy to make additional payments. Reviewed on: 28th February 2025

Awesome wwwwwwwwwwwwwww

Awesome Reviewed on: 28th February 2025

Ease to arrange and a competitive rate

Ease to arrange and a competitive rate Reviewed on: 28th February 2025

I like Zopa

I really like using Zopa because it is very easy to apply and the decision is immediate. Reviewed on: 28th February 2025

Zopa Personal/Car Loan

straight forward application process, good checks in place and a personal service. Wonderful follow up call after application confirmation to check everything was okay. Reviewed on: 28th February 2025

Application process was so simple and same day payment.

Application process was so simple and same day payment. Reviewed on: 28th February 2025

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