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Zopa: Personal loan reviews

4.95
Based on 69,082 reviews, last reviewed 1st May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026
sylvester g's avatar
sylvester g

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

simple solutions

5
i put in for a loan and it was just so easy for it to go through it was in my bank very quickly when i finish the loan i will definitely consider another one if i need money to go on a holiday or a new car Reviewed on: 28th February 2025

The process was transparent and user friendly.

4
The process was transparent and user friendly. Reviewed on: 28th February 2025

Da chear ma ajutam foarte mult ai recomnd si la alte...

5
Da chear ma ajutam foarte mult ai recomnd si la alte persoane care au nevoie Reviewed on: 28th February 2025

Zopa Loans

5
Very easy to complete the app is superb for keeping track of things Reviewed on: 28th February 2025

Would recommend

5
Good rate on loan for car, only complaint is it took a while for the to review it their end Reviewed on: 28th February 2025

Very fast efficient service excellent communication...

5
Very fast efficient service excellent communication skills and great Apr i feel I got a great deal Reviewed on: 28th February 2025

Finances

5
So easy to deal with and monies was there instantly Reviewed on: 28th February 2025

Application to completion stress free. ...

5
Easy stress free application process and completion of loan application faultless Reviewed on: 28th February 2025

Great company

5
Easy app to navigate, no hidden costs Reviewed on: 28th February 2025

Fast easy and reliable experience

5
Fast easy and reliable experience Reviewed on: 28th February 2025

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