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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

simple solutions

i put in for a loan and it was just so easy for it to go through it was in my bank very quickly when i finish the loan i will definitely consider another one if i need money to go on a holiday or a new car Reviewed on: 28th February 2025

The process was transparent and user friendly.

The process was transparent and user friendly. Reviewed on: 28th February 2025

Da chear ma ajutam foarte mult ai recomnd si la alte...

Da chear ma ajutam foarte mult ai recomnd si la alte persoane care au nevoie Reviewed on: 28th February 2025

Zopa Loans

Very easy to complete the app is superb for keeping track of things Reviewed on: 28th February 2025

Would recommend

Good rate on loan for car, only complaint is it took a while for the to review it their end Reviewed on: 28th February 2025

Very fast efficient service excellent communication...

Very fast efficient service excellent communication skills and great Apr i feel I got a great deal Reviewed on: 28th February 2025

Finances

So easy to deal with and monies was there instantly Reviewed on: 28th February 2025

Application to completion stress free. ...

Easy stress free application process and completion of loan application faultless Reviewed on: 28th February 2025

Great company

Easy app to navigate, no hidden costs Reviewed on: 28th February 2025

Fast easy and reliable experience

Fast easy and reliable experience Reviewed on: 28th February 2025

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