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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Zopa is super for a Loan.

Excellent financial experience easy to apply, explanation regarding obtaining loan was clear, good value for money and a great rate. Reviewed on: 28th February 2025

Top marks

Great no hassle , started with just a little and for me that was great Reviewed on: 28th February 2025

My first ever loan.

My first ever loan. Was a quick and easy process Reviewed on: 28th February 2025

Mark Hughes

Straight forward and simple, a good experience Reviewed on: 28th February 2025

Applying for a loan was so easy to do.

Applying for a loan was so easy to do. The answer came back in no time and the monies were put into my account immediately. When applying, you can chose the best option for you. The app is so easy to use to and you can use it to see what you have spent if you have a Zopa credit card, keeping track of your spending. Reviewed on: 28th February 2025

Very good, always helped me and very easy App to use.

Very good, always helped me and very easy App to use. Reviewed on: 28th February 2025

Really easy to deal with.

Really easy to deal with. Everything clear and simple to use on the app. Reviewed on: 28th February 2025

My Experience with Zopa and how fabulous it is

My experience was great because of the support I was provided with ,whenever I was at zopa,what I also loved was how tidy the shop was also how good the online websites quality is which includes great help,excellent online service along with superb checkout and payment options. Reviewed on: 28th February 2025

Ease of application.

Everything explained in plain English. Great interest rate. Very friendly people. Reviewed on: 28th February 2025

Zopa - a highly impressive loan provider!

I was impressed by how simple the process was and how quickly Zopa responded. The team were very helpful, friendly and professional and gave excellent advice. I felt I was in safe, reliable hands and that I could trust Zopa loans. This was all very reassuring as well as exceptionally helpful and I felt more confident of the future as a result. Reviewed on: 28th February 2025

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