Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

View other Zopa products

4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69082)

Had no issues.

Had no issues. Was an easy process to get a loan. Reviewed on: 28th February 2025

Excellent both times I have had cause to get a loan.

Excellent both times I have had cause to get a loan. Reviewed on: 28th February 2025

I needed to merge my loans

I needed to merge my loans in one place. I asked Zopa for a loan and had a quick response. I was very happy to go ahead. Each month I get a message to say when my next payment will be. Reviewed on: 28th February 2025

My loan application was easy to complete, the reply...

My loan application was easy to complete, the reply was instant and the money was in my account immidiately Reviewed on: 28th February 2025

Excellent to deal with make it easy to apply

Excellent to deal with make it easy to apply Reviewed on: 28th February 2025

Helpful and informative Easy to follow instructions

Helpful and informative Easy to follow instructions Reviewed on: 28th February 2025

Zopa has always treated me as a person and not as a...

Zopa has always treated me as a person and not as a number. They are there to help me when ever I need from my loans to credit card and the service is quick and stress free. Reviewed on: 28th February 2025

I needed extra money to buy a car .

I needed extra money to buy a car . zopa helped me to buy the car that my son wanted Reviewed on: 28th February 2025

Very simple online process

Very simple online process, very quick to complete and a decent app to easily monitor things as the loan is steadily cleared. Reviewed on: 28th February 2025

I needed money quickly their proffisional no hassle...

I needed money quickly their proffisional no hassle application made it easy I wasn't intimidated by lots of questions which I may not have understood. The simple but well laid out information made sure I had an informed choice and even the rates were simplified so I knew exactly if I could take the risk of a loan on. The money once agreement was made was in my account for my immediate use Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from LiveLend 4.03 from 25 reviews
Personal Loan
from Lloyds Bank 4.53 from 58 reviews
Logbook Loan
from eLogBookLoan 4.82 from 13 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44342 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub