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Zopa: Personal loan reviews

4.95
Based on 69,082 reviews, last reviewed 1st May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026
sylvester g's avatar
sylvester g

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Fast efficient easy to use service.

5
Fast efficient easy to use service. The on line calculator works well non need to call up and arrange all done seamlessly online and very qucikly Reviewed on: 28th February 2025

The best easiest mist reliable company

5
This was so easy to use. It was all hassle free, fast and best ever. When I did need to contact personally the service was great and professional and do kind snd helpful Reviewed on: 28th February 2025

Good quick service , would recommend

5
Good quick service , would recommend Reviewed on: 28th February 2025

Excellent products with brilliant service

5
Excellent products with brilliant service Reviewed on: 28th February 2025

Zopa have been great.

5
Zopa have been great. Communication is good. Reminders of payments. Friendly staff. Reviewed on: 28th February 2025

I love helping me when I got trouble thanks a...

5
I love helping me when I got trouble thanks a lot Reviewed on: 28th February 2025

Zopa borrowing very clear and straightforward.

5
Zopa have made borrowing money a very straightforward process with great communication and clarity about repayments. Also, clear illustration of how the repayments work. Reviewed on: 28th February 2025

Simple and clear process, easy to understand

5
Simple and clear process, easy to understand Reviewed on: 28th February 2025

Very easy to set up a lot quicker than the high stre...

5
Very easy to set up a lot quicker than the high street banks Reviewed on: 28th February 2025

Quick and easy app is very good

5
Quick and easy app is very good Reviewed on: 28th February 2025

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