Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

View other Zopa products

4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69082)

Excellence

From the application process to the communication received, Zopa has been excellent. So easy to work with. Would recommend this company to anyone. Reviewed on: 28th February 2025

Was really easy to arrange online

Was really easy to arrange online Reviewed on: 28th February 2025

Best in Class

Having used other services in the past , I have found Zopa to far superior in speed, Customer , Services and Fees are always competitive Reviewed on: 28th February 2025

Very easy to use did everything on the app

Very easy to use did everything on the app Reviewed on: 28th February 2025

Great company

Great company to deal with always very helpful Reviewed on: 28th February 2025

Helpful & Easy

Easy to apply for a loan on line, & assistance readily available when required. Best of all, unlike companies offering credit cards to golden oldies like myself, no age discrimination. Constant updates & statements Reviewed on: 28th February 2025

Professional company with good customer service

Professional company with good customer service Reviewed on: 28th February 2025

Mr Philip V Busby

I find Zopa excellent when you call them, having taken a couple of loans from them over the last couple of years, they are very professional in their ability to help. I am so impressed that I have also taken the new current account with them Reviewed on: 28th February 2025

Fantastic service at very competitive rates.

I have used Zopa twice now. I find their processes extremely efficient and very competitive compared to the rest of the market. I have repaid one loan ahead of schedule and this was easy to navigate and the last loan I am intending on clearing soon. Overall, I would highly recommend them. Reviewed on: 28th February 2025

Easy to apply, quick friendly service.

Easy to apply, quick friendly service. The app has all the information I need, with access to other product and services Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Peer2Peer Lending (discontinued)
from Fund Ourselves (inactive company) 4.81 from 351 reviews
Payday Loan
from Pixie Loans 4.00 from 1 reviews
Personal Loan
from Citrus Loans 2.33 from 3 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44342 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub