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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Fast efficient easy to use service.

Fast efficient easy to use service. The on line calculator works well non need to call up and arrange all done seamlessly online and very qucikly Reviewed on: 28th February 2025

The best easiest mist reliable company

This was so easy to use. It was all hassle free, fast and best ever. When I did need to contact personally the service was great and professional and do kind snd helpful Reviewed on: 28th February 2025

Good quick service , would recommend

Good quick service , would recommend Reviewed on: 28th February 2025

Excellent products with brilliant service

Excellent products with brilliant service Reviewed on: 28th February 2025

Zopa have been great.

Zopa have been great. Communication is good. Reminders of payments. Friendly staff. Reviewed on: 28th February 2025

I love helping me when I got trouble thanks a...

I love helping me when I got trouble thanks a lot Reviewed on: 28th February 2025

Zopa borrowing very clear and straightforward.

Zopa have made borrowing money a very straightforward process with great communication and clarity about repayments. Also, clear illustration of how the repayments work. Reviewed on: 28th February 2025

Simple and clear process, easy to understand

Simple and clear process, easy to understand Reviewed on: 28th February 2025

Very easy to set up a lot quicker than the high stre...

Very easy to set up a lot quicker than the high street banks Reviewed on: 28th February 2025

Quick and easy app is very good

Quick and easy app is very good Reviewed on: 28th February 2025

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