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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Your service us excellent and rhe operater was very...

Your service us excellent and rhe operater was very good in customer care department Reviewed on: 28th February 2025

I have never had any problems with my account over t...

I have never had any problems with my account over the few years I have been with you. Reviewed on: 28th February 2025

Highly recommend

Friendly knowledgeable staff able to sort out any issues / queries quickly and efficiently Reviewed on: 28th February 2025

Had a loan that took the few hours for the money to...

Had a loan that took the few hours for the money to ben my account. Reviewed on: 28th February 2025

Zopa are very professional with good updates on all...

Zopa are very professional with good updates on all its products. Fantastic service Zopa provides. Recommend Zopa to friends and family. Polite and courteous on the phone. Meet my family needs. Good presentation of products. Reviewed on: 28th February 2025

Helped me when I was in need urgently

Helped me when I was in need urgently Reviewed on: 28th February 2025

Efficient and great customer service A*

Efficient and great customer service A* Reviewed on: 28th February 2025

Quick, efficient, competitive and clear information.

Quick, efficient, competitive and clear information. Reviewed on: 28th February 2025

Brilliant Zopa

I have always found Zopa to be a friendly, capable and efficient Company to deal with. Reviewed on: 28th February 2025

I applied, they gave me a positive reply and the mon...

I applied, they gave me a positive reply and the money was in my account Reviewed on: 28th February 2025

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