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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Excellent Service

Great way to borrow cash needed to pay off car loan. Rapid positive response allowed for easy payment process. Good rate secured too. Thank you. Reviewed on: 3rd January 2018

Brilliant Service

Great Service, very helpful, would recommend to all! Reviewed on: 3rd January 2018

Easy peasy

A painless and simple way to get an answer one way or another! Reviewed on: 3rd January 2018

different class when it comes to loan providers.

Fantastic rates. great customer service. quality communication. never had a problem. Reviewed on: 3rd January 2018

The best.

Zopa are the best in the field of personal loans. Let everyone try. Reviewed on: 3rd January 2018

Excellent service and brilliant rates

Used several times and always easy to use and the best rates around. Reviewed on: 3rd January 2018

Great loan provider

Right from arranging receiving and paying off the loan your are in full control no penalties for paying off early to and no hassle what so ever. Reviewed on: 3rd January 2018

Fair and open at a time of real need

When you find your self in need of a loan it’s not always a happy time of grand purchasing. With Zopa being open and honest about costs and fair with APR you don’t feel like you need is being exploited. Also any contact you have with the company is always friendly and efficient. Would recommend in a heartbeat. Reviewed on: 3rd January 2018

First class lenders.

A no nonsense approach to lending money from a trustworthy organisation with good reviews. A thorough but quick vetting procedure gives confidence. Reviewed on: 3rd January 2018

Quick and easy

Very quick easy to use very friendly Reviewed on: 3rd January 2018

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