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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Great account with a great app.

Easy to set up and very easy to manage via the app. Reviewed on: 28th February 2025

Very easy and quick very smooth process.

Very easy and quick very smooth process. Money transfer very quick interest rate competitive and monthly reminders about up and coming payments is a good idea Reviewed on: 28th February 2025

Great service

Easy and fast to apply. Straightforward; competitive rates of interest. Reviewed on: 28th February 2025

Good -Person was polite and professional at the time...

Good -Person was polite and professional at the time of borrowing, Reviewed on: 28th February 2025

The loans were easy to set up and the mobile app all...

The loans were easy to set up and the mobile app allows you to manage the accounts quickly and easily Reviewed on: 28th February 2025

Great on line services

Great on line services and apps quick and responsive. Good communication and lots of options for the best loan for you Reviewed on: 28th February 2025

quick, amazing customer service, app is really easy...

quick, amazing customer service, app is really easy to navagte just a really nice exspirence Reviewed on: 28th February 2025

I have had a loan and it was a quick discison and qu...

I have had a loan and it was a quick discison and quick transfer Reviewed on: 28th February 2025

To get my loan was quick and simple and the best rat...

To get my loan was quick and simple and the best rates of interest Reviewed on: 28th February 2025

Very professional service, and quick process

Very professional service, and quick process Reviewed on: 28th February 2025

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