Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Excellent

The service is second to none very helpful and courteous you couldn’t ask for anything more Reviewed on: 28th February 2025

Very quick good rates excellent service

Very quick good rates excellent service Reviewed on: 28th February 2025

Quick decision, easy process, money payed out the sa...

Quick decision, easy process, money payed out the same day, love Zopa Reviewed on: 28th February 2025

Excellent service

Everything is very transparent in super quick time Reviewed on: 28th February 2025

Great service .

Very prompt service and very helpful. Reviewed on: 28th February 2025

Very good customer service.

Very good customer service from this responsible credit provider. Good rates with responsible limits Reviewed on: 28th February 2025

Hassle free - quick and easy transaction completed i...

Hassle free - quick and easy transaction completed in a matter of minutes Reviewed on: 28th February 2025

Very intuitive and straightforward.

Very intuitive and straightforward. The approval came back quicker than it took me to fill out the application! The important figures were well presented and the follow communication has been superb Reviewed on: 28th February 2025

So easy to use and quick responses

So easy to use and quick responses Reviewed on: 28th February 2025

Always quick and I know before I apply what I will b...

Always quick and I know before I apply what I will be approved for Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from London Capital Credit Union 4.77 from 877 reviews
Payday Loan
from Fast Loan UK 0.00 from 0 reviews
Logbook loan (discontinued)
from Easy Logbook Loan (inactive company) 4.29 from 19 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub