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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Great account with a great app.

Easy to set up and very easy to manage via the app. Reviewed on: 28th February 2025

Very easy and quick very smooth process.

Very easy and quick very smooth process. Money transfer very quick interest rate competitive and monthly reminders about up and coming payments is a good idea Reviewed on: 28th February 2025

Great service

Easy and fast to apply. Straightforward; competitive rates of interest. Reviewed on: 28th February 2025

Good -Person was polite and professional at the time...

Good -Person was polite and professional at the time of borrowing, Reviewed on: 28th February 2025

The loans were easy to set up and the mobile app all...

The loans were easy to set up and the mobile app allows you to manage the accounts quickly and easily Reviewed on: 28th February 2025

Great on line services

Great on line services and apps quick and responsive. Good communication and lots of options for the best loan for you Reviewed on: 28th February 2025

quick, amazing customer service, app is really easy...

quick, amazing customer service, app is really easy to navagte just a really nice exspirence Reviewed on: 28th February 2025

I have had a loan and it was a quick discison and qu...

I have had a loan and it was a quick discison and quick transfer Reviewed on: 28th February 2025

To get my loan was quick and simple and the best rat...

To get my loan was quick and simple and the best rates of interest Reviewed on: 28th February 2025

Very professional service, and quick process

Very professional service, and quick process Reviewed on: 28th February 2025

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