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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Fantastic team.

Fantastic team.i use efery time zopa Reviewed on: 28th February 2025

Too pricy for people who are struggling

The interest rates are really high and flamboyant! It otherwise is very convenient. Could make the process of getting redemption figure more easy Reviewed on: 28th February 2025

Great company- gave me the amount.

Great company- gave me the amount. And time frame I was looking for. Easy online account to check up on things Reviewed on: 28th February 2025

Easy to apply, friendly staff.

Easy to apply, friendly staff. Money in account same day. Reviewed on: 28th February 2025

I found Zopa so easy and the app is just perfect for...

I found Zopa so easy and the app is just perfect for what I needed! It’s an authentically pleasing app Reviewed on: 28th February 2025

A fresh bank it is a pleasure to do business...

A fresh bank it is a pleasure to do business with Reviewed on: 28th February 2025

Very knowledgeable and professional

Very knowledgeable and professional Reviewed on: 28th February 2025

So quick so simple great service could not be easier

So quick so simple great service could not be easier Reviewed on: 28th February 2025

Just so so easy to apply and great to talk...

Just so so easy to apply and great to talk to Reviewed on: 28th February 2025

Great service all round

I have had two loans with Zopa. Both were competitively priced, easy to apply for and accept and administration via the excellent app is easy to do and very informative. Reviewed on: 28th February 2025

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