Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Fantastic team.

Fantastic team.i use efery time zopa Reviewed on: 28th February 2025

Too pricy for people who are struggling

The interest rates are really high and flamboyant! It otherwise is very convenient. Could make the process of getting redemption figure more easy Reviewed on: 28th February 2025

Great company- gave me the amount.

Great company- gave me the amount. And time frame I was looking for. Easy online account to check up on things Reviewed on: 28th February 2025

Easy to apply, friendly staff.

Easy to apply, friendly staff. Money in account same day. Reviewed on: 28th February 2025

I found Zopa so easy and the app is just perfect for...

I found Zopa so easy and the app is just perfect for what I needed! It’s an authentically pleasing app Reviewed on: 28th February 2025

A fresh bank it is a pleasure to do business...

A fresh bank it is a pleasure to do business with Reviewed on: 28th February 2025

Very knowledgeable and professional

Very knowledgeable and professional Reviewed on: 28th February 2025

So quick so simple great service could not be easier

So quick so simple great service could not be easier Reviewed on: 28th February 2025

Just so so easy to apply and great to talk...

Just so so easy to apply and great to talk to Reviewed on: 28th February 2025

Great service all round

I have had two loans with Zopa. Both were competitively priced, easy to apply for and accept and administration via the excellent app is easy to do and very informative. Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loans
from Five Lamps 4.22 from 24 reviews
Loans
from Your Community Bank 4.77 from 291 reviews
Loans
from Plend 4.82 from 493 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub