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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

I've always had a great experience with Zopa.

I've always had a great experience with Zopa. They offer a great service and are super reliable. Reviewed on: 28th February 2025

A fast and stress experience

It was swift, stress free and clear in all information. Reviewed on: 28th February 2025

quick, easy to apply and painless

quick, easy to apply and painless Reviewed on: 28th February 2025

Online review

Fast and easy to foliow service provided online Reviewed on: 28th February 2025

Very easy to use the app and very good customer serv...

Very easy to use the app and very good customer service Reviewed on: 28th February 2025

First class.

From the first call all the way through so helpful and attentive to your needs. Reviewed on: 28th February 2025

No need for high street banking

Zopa is so good there is simply no reason for high street banking anymore Reviewed on: 28th February 2025

Easy to use app helpful tips all good

Easy to use app helpful tips all good Reviewed on: 28th February 2025

Great apr, excellent comms, perfect app to keep track

Great apr, excellent comms, perfect app to keep track Reviewed on: 28th February 2025

fast, fair and easy to use!

fast, fair and easy to use! money paid quickly as well :D Reviewed on: 28th February 2025

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