Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

View other Zopa products

4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69082)

Easy to navigate, quick decision and quick payment.

Easy to navigate, quick decision and quick payment. All managed by a very good app. Reviewed on: 28th February 2025

I have had a great experience with Zopa.

I have had a great experience with Zopa. Zopa's loan consolidation service has helped me a great deal and made my overall monthly payments hundreds of pounds cheaper. Reviewed on: 28th February 2025

It was so quick and easy to apply.

It was so quick and easy to apply. I got a decision within minutes, plus payment was in my account within 5 minutes of acceptance. Reviewed on: 28th February 2025

very good service outstanding

very good service outstanding ## Reviewed on: 28th February 2025

Zopa is extremely easy to use and understand.

Zopa is extremely easy to use and understand. The app provides an excellent user experience, I know where I stand with payments and balances. I would recommend Zopa as a financial service to friends and family. Reviewed on: 28th February 2025

Had a few loans with Zopa great rate and service...

Had a few loans with Zopa great rate and service Reviewed on: 28th February 2025

Slick interface, quick decisions and fulfilment

Slick interface, quick decisions and fulfilment Reviewed on: 28th February 2025

Excellent service

Very fast and easy. The application was not too long and the results and transfer of funds into my account was almost instantly Reviewed on: 28th February 2025

Quick and simple, made the process easy

Quick and simple, made the process easy Reviewed on: 28th February 2025

Quick and easy to use great customer service and app

Quick and easy to use great customer service and app Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

BetterBorrow
from BetterBorrow 4.87 from 906 reviews
Short-term loan
from MYJAR 4.69 from 108 reviews
Personal loan
from Tesco Bank 3.32 from 81 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44342 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub