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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Very quick and easy process for applying for loan

Very quick and easy process for applying for loan Reviewed on: 28th February 2025

I’ve had a really positive experience, the app is re...

I’ve had a really positive experience, the app is really easy to use as well. Reviewed on: 28th February 2025

Straight forward banking, and instant decision when...

Straight forward banking, and instant decision when applying for a loan, perfect in every way. Reviewed on: 28th February 2025

very quick decision and painless process

very quick decision and painless process Reviewed on: 28th February 2025

Its very good and very easy to get loans from zopa!

Its very good and very easy to get loans from zopa!!! Reviewed on: 28th February 2025

Great service and provide solutions

Great service and provide solutions Reviewed on: 28th February 2025

Fast, efficient service with minimum hassle.

Fast, efficient service with minimum hassle. Very impressed. Reviewed on: 28th February 2025

Easy application and fast approval .

Easy application and fast approval . Great app which allows you to easily keep track of everything Reviewed on: 28th February 2025

They were the only ones to provide a loan when i nee...

They were the only ones to provide a loan when i needed it at a great rate too Reviewed on: 28th February 2025

Good Fast services

Good Fast services easy for apply Reviewed on: 28th February 2025

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