Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Very quick and easy process for applying for loan

Very quick and easy process for applying for loan Reviewed on: 28th February 2025

I’ve had a really positive experience, the app is re...

I’ve had a really positive experience, the app is really easy to use as well. Reviewed on: 28th February 2025

Straight forward banking, and instant decision when...

Straight forward banking, and instant decision when applying for a loan, perfect in every way. Reviewed on: 28th February 2025

very quick decision and painless process

very quick decision and painless process Reviewed on: 28th February 2025

Its very good and very easy to get loans from zopa!

Its very good and very easy to get loans from zopa!!! Reviewed on: 28th February 2025

Great service and provide solutions

Great service and provide solutions Reviewed on: 28th February 2025

Fast, efficient service with minimum hassle.

Fast, efficient service with minimum hassle. Very impressed. Reviewed on: 28th February 2025

Easy application and fast approval .

Easy application and fast approval . Great app which allows you to easily keep track of everything Reviewed on: 28th February 2025

They were the only ones to provide a loan when i nee...

They were the only ones to provide a loan when i needed it at a great rate too Reviewed on: 28th February 2025

Good Fast services

Good Fast services easy for apply Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Sainsburys Bank 3.61 from 70 reviews
Personal Loan
from first direct 4.33 from 13 reviews
Personal loan (discontinued)
from On Stride Financial (inactive company) 4.14 from 5 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44347 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub