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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Would definitely recommend to others

So quick and easy to apply, customer service were friendly and helpful when applying for a loan, and when approved money was in my account very soon after I receive confirmation. Would definitely recommend. Reviewed on: 28th February 2025

Easy to engage

Easy to access portal. Easy to engage for new loan requirement, and quick to sort out. Reviewed on: 28th February 2025

The process was simple and the time to reach a decis...

The process was simple and the time to reach a decision was superb. Reviewed on: 28th February 2025

Great customer service very polite advisors

Great customer service very polite advisors Reviewed on: 28th February 2025

Excellent no problems would recommend

Excellent no problems would recommend Reviewed on: 28th February 2025

The easiest banking app to handle

The easiest banking app to handle Reviewed on: 28th February 2025

Pleasant

It’s been pleasant. Haven’t had any issues. The app is easy to navigate. Reviewed on: 28th February 2025

It was fast and quick.

It was fast and quick. Customer services were friendly and helpful Reviewed on: 28th February 2025

Unbeatable experience.

Superb app, amazing customer friendly experience and UI. Easy to understand money management. Incredible loan rates and super easy application through to payment in less than a day. Easy to relay extra, find out settlements, change payment dates and see the impact of anything prior to deciding. Outstanding. Reviewed on: 28th February 2025

I found the application process for my loan from Zop...

I found the application process for my loan from Zopa to be very simple and straightforward. I received my loan offer quickly and at a reasonable rate so it was a no brainier for me. Reviewed on: 28th February 2025

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