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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Simple and efficient process from beginning to end,...

Simple and efficient process from beginning to end, a pleasure to see Reviewed on: 17th January 2025

From start to finish my Zopa experience has been exc...

From start to finish my Zopa experience has been excellent. From start to finish the process was easy and very straight forward. The loan I took was clearly explained showing exactly what I would re-pay how much interest i was being charged. The Zopa app also allows me to check my balance make extra payments if I want to and generate settlement figures. Thank you Zopa Reviewed on: 17th January 2025

Best financial products hands down

What can I say other than, there is good, there is amazing and then there is Zopa who are better than that. Simple applications, ridiculously quick decisions and outcomes. Super quick payments. Amazing app and account management. Very responsible in making sure they lend within your remit and budgets to prevent debt and financial hardship. literally life saving, especially in this current financial climate. It took me less than 15 minutes to apply for a loan and receive the payment. I was on hold with my bank for more than 15 minutes just to speak to someone!! would recommend Zopa again and again. Thank you. Reviewed on: 17th January 2025

our kitchen renovation Loan

I required a loan to complete our kitchen renovation, I had a credit card with Zopa which was fantastic and I managed and was Great so applied for the load which was accepted, I paid the loan off in 24 months and it Was perfect thank you Reviewed on: 17th January 2025

Very professional

Very straightforward and easy to understand exactly what you are applying for. Reviewed on: 17th January 2025

Used this company for 6 years plus for loans & savings.

Used this company for 6 years plus for loans & savings. Easy to use & very competitive rates Reviewed on: 17th January 2025

SO EASY TO USE

So easy to use, had the money within minutes superb service! Reviewed on: 17th January 2025

Make everything easy for me money was in my account...

Make everything easy for me money was in my account the next day Reviewed on: 17th January 2025

Highly recommend Zopa

I love Zopa I have a credit card, personal loan and savings account with them. I couldn't recommend them more always there when I need them and they have helped my credit score so much. One of the best services I have used. Reviewed on: 17th January 2025

Easy to use fast reply and payout

Easy to use fast reply and payout Reviewed on: 17th January 2025

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