Smart Money People Logo

Zopa: Personal loan reviews

4.95
Based on 69,082 reviews, last reviewed 1st May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026
sylvester g's avatar
sylvester g

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69082)

Zopas personal loan has a low interest fee.

5
Zopas personal loan has a low interest fee. Applied and money was transferred very quickly. Reviewed on: 15th January 2025

Fast and reliable.

5
Fast and reliable. Helped me in time of need. Reviewed on: 15th January 2025

The app is easy to use & up dated frequently...

5
The app is easy to use & up dated frequently Reviewed on: 15th January 2025

Great service

5
No problems at all. Very easy to use. App works well. Reviewed on: 15th January 2025

Personal Loan

5
I applied for a personal loan with Zopa and everything went really smoothly. Communication was great and the funds were available very quickly. Great company to deal with. Reviewed on: 15th January 2025

Quick approval with very good interest

5
Quick approval with very good interest Reviewed on: 15th January 2025

Service was excellent and good customer values

5
Service was excellent and good customer values Reviewed on: 15th January 2025

Dont look any further than Zopa

5
I would highly recommend Zopa for a loan, they are fair reasonable and make the whole process very easy. The app is excellent and keeps you up to date with your loan payments, balance and early payment options. Reviewed on: 15th January 2025

excellent proffessional service i would reccomend hi...

5
excellent proffessional service i would reccomend highly Reviewed on: 15th January 2025

Very easy to navigate the site.

5
Very easy to navigate the site. Any questions are easily accessible. Felt secure in the information I was given. Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 44343 reviews
    Zopa
  • Current account

    from Zopa 4.93 from 6589 reviews
    Zopa
    View all products