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Zopa: Personal loan reviews

4.94
Based on 67,272 reviews, last reviewed 21st Jan 2026
66333% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

good response easy to manage app good response easy to manage app Reviewed on: 21st January 2026
Isatta Sisay's avatar
Isatta Sisay

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026
Tina Trice's avatar
Tina Trice

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (67272)

Review of the Zopa, Personal loan:

Amazing

5
Best lender I’ve ever dealt with. So professional. Reviewed on: 28th March 2022

good response easy to manage app

5
good response easy to manage app Reviewed on: 21st January 2026

Hassle free and did not delve into personal informat...

5
Hassle free and did not delve into personal information. Immediate decision..great service. Reviewed on: 21st January 2026

A fast efficient service.

5
A fast efficient service. Easy to manage and to track Reviewed on: 21st January 2026

Easy way to manage your money

5
Nice app, quick decsions and you can see easily the burn down of the loan. Reviewed on: 21st January 2026

Very fast and efficient .

5
Very fast and efficient .I didn’t wait for too long to get a response. Reviewed on: 21st January 2026

So easy to apply for this loan with clear informatio...

5
So easy to apply for this loan with clear information about repayment and length of term. Excellent experience THANKYOU !! Reviewed on: 21st January 2026

Have always been there when I needed them whether it...

5
Have always been there when I needed them whether it be for a new car or debt consolidation Zopa has always provided me with the necessary loan I needed. Reviewed on: 21st January 2026

Quick, efficient and helpful lenders

5
I needed some money to pay for an unexpected bill and Zopa were my first choice because of the kindness of staff and a competitive rate. Previously I was impressed with their service and attention to detail. There was a choice for the period of the loan and I made a choice that suited me. Reviewed on: 20th January 2026

Great ZOPA experience.

5
Everything about my experience with ZOPA has been simple and stress-free. Reviewed on: 20th January 2026

Happy with Zopa good services and help to do the th...

5
Happy with Zopa good services and help to do the things Reviewed on: 20th January 2026

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