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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67211 reviews)

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4.94

Based on 67,211 reviews, last reviewed 19th Jan 2026

64367% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very quick, fair, easy to use, quick to pay out and... Very quick, fair, easy to use, quick to pay out and easy to settle, also great incentives like money back for a loan taken out within 60 days of settl... Read more Reviewed on: 19th January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (67211)

Review of the Zopa, Personal loan:

Quick, Easy, Affordable

Zopa, out of all lending services, was the quickest to deliver the money, easiest to apply for it, and had the most affordable rates. I will, and have, recommended this to my friends and Family when they have talked about getting a Loan. Reviewed on: 4th January 2018

Very quick, fair, easy to use, quick to pay out and...

Very quick, fair, easy to use, quick to pay out and easy to settle, also great incentives like money back for a loan taken out within 60 days of settling one. Reviewed on: 19th January 2026

Zopa gave me an immediate decision and enabled me to...

Zopa gave me an immediate decision and enabled me to buy the car I wanted. Thank you Reviewed on: 18th January 2026

zopa loan

got my loan with a great rate no hassle ,quick and easy transfer Reviewed on: 18th January 2026

Excellent company,

No faults with zoopa atall, fast friendly service Reviewed on: 18th January 2026

Easy to apply and service very fast.

Easy to apply and service very fast.. loan sorted in days . Very friendly phone staff. Reviewed on: 18th January 2026

Zopa loans quick and easy

I needed a loan for several things and Zopa provided me with a viable solution. It was a quick and easy process. Reviewed on: 18th January 2026

Very happy

Very easy and quick responses. Was very happy with the process Reviewed on: 18th January 2026

Got my loan with a straight forward application real...

Got my loan with a straight forward application really quick and love the use of the app so I know exactly where I am with payments and balance Reviewed on: 18th January 2026

Application of loan, to money in the bank super fast.

Applying for the loan was super easy. The process is fast, efficient and the money was made available very quickly allowing me to make my discounted purchase. Reviewed on: 18th January 2026

Simple, straightforward and hassle free way of borro...

Simple, straightforward and hassle free way of borrowing money. Reviewed on: 18th January 2026

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